Here are the states with brick-and-mortar locations: PNC Bank has around 2,400 branches across 29 US states and Washington DC. You may have to maintain a $5,000 balance to avoid the $12 monthly service charge. You'll want to be mindful of monthly service fees on the account, though. In certain markets, you can earn up to 1.75% APY on account balances of $1 million or more. The PNC Premiere Money Market Account might be a decent choice depending on where you live. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down. Low Cash ModeĀ® helps prevent overdraft fees on Spend account It indicates a confirmation of your intended interaction. Reserve and Growth funds can act as overdraft protection for the Spend account Performance Select reimburses $10/month and there are no PNC charges Performance Spend reimburses up to $5/month in out-of-network ATM fees charged by providers Access to Spend (checking account), Reserve (interest checking account), and Growth (savings account) No minimum opening deposit to open online
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